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QUESTIONS AND ANSWERS ON FINANCE, BUSINESS AND INVESTMENT
Apostle Philip CephasAbout this sermon
Repent for the Kingdom of God is at hand.
Source: Apostle Philip Cephas
Transcript
Step into divine presence where the word of God eliminates your path. Your word is a lamp to my feet and a light to my path. This is Chicaina, a sanctuary of God's boundless love, unmatched power, and infinite wisdom. Prepare your hearts for an extraordinary encounter with God. Now, as apostle Philipsi first preaches, open your spirit to receive the word of God. They grow from strength to strength as many dapper in salon Capra sata mantosa parutalasa. Here is stila ruta minta ara rutamanda tequila statalia, And you lift up your voice and just bless the name of the Lord. Yes, Shanda mamunda, you love that Kai. It is by my God I run through a troop and if by he might. Leave over the wall. Hi Ya da ba ya YadA caraskata blessed, said be the called of David who tis, and my hairs to war and my fingers to fight well. Pata ti rata mandata data ruta caraaa sha ka cana. Yeah. You pray to my Pa pa pa Palia, Papa Palia. Papa. Papa Kappa root and tell the Kikai, yes, satam proutsata ai ya Tapa papaya ballad where you are tellina caprato, Papa, Mama, Mama, Mama, Brenda Ruta bred brenda latapada caraaa ba la Ruda bada rasctada Dada capra bah blah blah badakata ladrada Bra
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Step into divine presence where the word of God eliminates your path. Your word is a lamp to my feet and a light to my path. This is Chicaina, a sanctuary of God's boundless love, unmatched power, and infinite wisdom. Prepare your hearts for an extraordinary encounter with God. Now, as apostle Philipsi first preaches, open your spirit to receive the word of God. They grow from strength to strength as many dapper in salon Capra sata mantosa parutalasa. Here is stila ruta minta ara rutamanda tequila statalia, And you lift up your voice and just bless the name of the Lord. Yes, Shanda mamunda, you love that Kai. It is by my God I run through a troop and if by he might. Leave over the wall. Hi Ya da ba ya YadA caraskata blessed, said be the called of David who tis, and my hairs to war and my fingers to fight well. Pata ti rata mandata data ruta caraaa sha ka cana. Yeah. You pray to my Pa pa pa Palia, Papa Palia. Papa. Papa Kappa root and tell the Kikai, yes, satam proutsata ai ya Tapa papaya ballad where you are tellina caprato, Papa, Mama, Mama, Mama, Brenda Ruta bred brenda latapada caraaa ba la Ruda bada rasctada Dada capra bah blah blah badakata ladrada Braaaa. Why yes Satapa the name why yah blah Papa. Ou la part later why ya la ba banda tra la Bahaaa hy yah Papa bada cameras kaka, oh God brendon the caesar Ratapa napada taprasaka. Whoa wh. Collo a fool. Turkey go sa. Yeah we's saba, Yeah we sabob. Down food. Darky sa. Yeah we. Sabab yeah sambo No no no no no no no no no no no no no. No no no no no no no no no. Hey ah yeah yeah yeah. What killed then get cack she love a badata am fro tama Santa tai satana A nice thing you pray the night? Who upaaah badadaaa bratadadaaaada para pata pada tratamatada rata baga kapada here raa taba banda tapadaaa baaa baaaaaaaa da bada Satan banda banda barada kailaka the pre gavin kenyasaka. I ah, I can by pray, I will stay pray where I live is. Who go pray? I came by prayer, I will say pray. When I leave this word, we go play Why we pray? Why we pray? Why pray? Why we pray? We a we pay a we pray, doby p hey. Condachila taka papa. Sa kaaaaaaaaaaaata very adapa very uta fire very out a fire little daasada llok baaaa raskata Why yaaaaata why ah shatta my yah shata kama slavadata by spell tavadata ban saaa ras kataaaaaaaaaaa da ba baaaaa raka black bavada raskaia raaaaa rasa tai Why yeah shakahama ba ba dada for sully, there is low entanglement and the kopa right eyes then into the missioner. I just this re callia the luta vandasata for sounding the shout of the king. With someone them. Yes, sataaaaaaaaaaaaaaaaa brasaadadadaaaaaa Laska Tai. Why yaaaaaaaaa step brady, stepardy separadyadrasa plataata brastaad why tamada basata swell up dad, well off for rata kapas drapa sup Rataaaa. Say ye once he like. Pes my play y'all. We you know my pass on me? You know. Yeah, yeah yeah what she like? Yoes? What's he like yo? My prey of You know my pass on you know that? Yeh a yeah lee by bowl he bo. Yaes Normies, I pray, I will you not stop my bashed until you no die? By by Auntie see your fies, Auntie, we do Yamies. I pray I will you not stop? Will you know die? I got yeah yeah yeah yah. Your office auntiev. Dormies, I pray I will not stop give me you no die ah yeah yah yeah hey bye bye. Bye bye bye bye bye hey Mollie bye he bye bye he Mollie bye by bye bye oh ye bye bye bye. Oh ye bye. By bye bye. Oh bye. Honies. I pray, I will now stop if you're not die bye ye ay. On tv C. Office ones, I'll pray help here. Don't stop if your don die. Ye ay bye bye bye bye bye. Bye bye. Boy, bye bye. Boy, you. Be by you, by you. Boy. I know that I'm Jo. Body GIRs and one. I know that I'm Jo. Body girls I know one does I know I'm Joe. No one, I know that I'm back. Honey by vom me bay bom me body. Memeber me demon bam me hodig. No no, no Joe. Hodigo now myself, I'm not a Joe. Hodigoes another one thousand cause my. Fay, I pray, I pay my bath, I bray my bay I by. Ah, I no down my job honego no sasa, I know down that job hone sasta pay ball me payball me. Hodigo reemen by me femen bamy hodig. I no down my job, no honego no sun and no down that job me. Ho God, I pray, I pray, I pray, I pray like bay my bad my. Bad day. My ah. Oh no dom mago what do you do? Yeah? Yeah h. D A D. D D I A y d I yes d y. D I am mystery. No I can't about it. Give me a heady my lim lone. Me my like that Bobby, I give me boney, give me boney, Oh Jill, they'll call me don't. Be give give me a hand in my love. Oh that my like that. Bobby d. O keep me boney, get me boney. I'll tell you they'll call me no decade. Ogis o heady. You know. Who that might like that? Bobby d. O kick me Bonney, kid me boney. I'll tell they call me no decade. Ah ah. Booh booh. Boogie must go heady. You know. Who that I like that? Bobby him. Chip was Boning was borne until they're called me off that James b give me oh head in my love? Who that might like that? Bobby bo get me boning, give me boney until they're going off the game. Ah ah. How they do? Ah wow, I excited to be here. Give the Lord a sharp oh, thank you so much for coming. Maybe we observe the protocol of prophecy again, as God will, let us turn to your neighbor and proposor. And be deliberate about it. This purpecy. We needed God in this matters of Kingdom finals. It's not a. In need. It is a polical side. The Nazis is not an elective, not a core course, is a poldical side. Having been frustrated with what luck can do. I choose the way of abundance, having known the deficiency, the incapability of lack of money in the life of a believer, how much evil it has costs. I'm done. I choose the path way of wealth. Like I said, God bless you can choose to be a poor Lasarus and go to eaven, or you can choose to be Abraham and go to heaven. I am the son of my father Abraham. I choose the part way of Ablaham. Money is good, my friends, Let nobody discive you. While the dancer was going on as a life that. Don't me say, Papa that I say. Difference in the sound. I say, it's money, It's not it's money. Noney is good. None is good. You know at this point, now we are ready to invite anybody. Won't be ashamed of our sounds. Will not be I told you, I said, we are setting this in peace so that we can let the city come. I'll not be running and sound is strange, generator is off it. You can't do that. A certain level of excellence. You muscle stage. There has seen many things we are still trying to check made. But let people not come and see your nakedness. That's okay. So things don't just happen just like that. It requires money. And in case you don't believe in no problem in this, you lease that junction. May God give you grace to cross with that compromient. But in case you don't know why, you see the way because the sun is good even to stop the may I don't know how to dance, but do you be stop it? It's hard. That means it's possible. When something is nice, it's good even you enjoy it. But it costs money. Everything nice costs money. Like I said this year beginning the beginning of a holy convocation, we are going to begin conferences every year, and we just choosing to bring to bring them if this money will pay. Yes, people pay money to invite me. I'll pay money to invite that. It's not true when I want to leave lovely salads to charge with people and we tell them how much logistic. Course, now it's time for us to pay logistics to me. And I'll assure you that people will be disappointed when they if you invite you once, you want to come again, because who were ensued that every needs to stand that so that when you come. If we know that there is label, it's okay, yeah, just to let you know we are quiet. Digital mixer so that's why you're hearing those things. Is digital mixer called digital mixer. Digital mixer makes sound like this, so it's not only here, even online there is there's a sweetness to it. There's a sweet smelly canos. So in case, in case, you can just sink. So you can just you can just sing song. I'm holding my gland. It's not allow. You can't just sing song for me. Are all glued if you sound is quality, but the problem is management and how to be able to operate it. It's very hard, but we trust God that God will levels. That's why you will value it. Plays that is called cleaner or you are doing in Egypt because when a place is not a promised land, it can never be from his lack because in the next one we have to start beyond that pressure to dismount to this how about is a disease, So don't be too comfortable here with dismountability. So maybe next week will come. We may not be able to press because this one now is controlled by phone. This phone you press it to control, so paravcture was really press something wrong. You'll come back next week and you be hearing pin. Or do is digit are challenge? But God is going to help us. Will not be comfortable here, can't be tenant forever. It is coming. Like I said something, we see the winter, that's how it works. But it did we come one day. You'll pass by saying this is the embassy as long as you us live it. So don't don't worry. Don't worry. Okay, we don't need to beg We don't need to shout. We don't need to. Let's learned, let's known it. God will help. So when you say, I say, money is good, so don't you never tell and ever money is good? I save money. We change your life the way money changed. Sound need to change your life, Margine, You invite I guess I went to one meeting that they invited me one time. I don't know what came upon rent speaker Ana. They speak of the rent is struggling to survive. When I shot them, oh, I said Jesus Christ. Zee by Firs. The sound was frustrating. I came back home. I took Tom Tom the boys are not going back. I took hot water took, golly took everything. Money is a problem. If there is money, you don't need to shout there is money. Need to be looky, so don't don't don't, don't be angry, but don't. You may not have it, but don't worry. And the media told me that we need that's a kind of picture. That is a way where they snap you. We want to take a picture and you compare with the one you took his studio. I need to be equal, so they said lens. Women need to buy. When they gave the quotation for it, that same money is good. What you desire will never be actualized, or til there's money, it will end in desires. Those days when we are passing through where they're flying into me an egg and mother will say, don't smell it, don't don't look there, don't look there, and they will become you pass and. Ask a ga, put me to a go. It was the last time you passed through a cash shop and you price one can't cash in dealership. So maybe they passed living the other day. We'll come up with one that he said, this guy is fine, I said, so let's enter the price and say, ah have It's no, no, you. I did not displain it for people to enter the price. He said both, I said, let's go. When they the people who are sitting the guys say good money, they answer hey, I said, ask them, how much is this car? If you know now why money is good? If he has like fifty million in his account, even brass online and call how much is that land cruiser? How much is that product? This human being like you there by them. Money gives you power, money gives you boldness, money gives you courage, money gives you authority. The bay would say, money answered to all this. I have seen that work again and again. Don't hate the money. The people that mentored us mentored us to uphold their righteousness and the standard of God, and also hold onto the whippaws of prosperity. I knew elier enough that it's true prosperity, that the Kingdom of God would ad mans else will be better. So any series you see me take a long time to treat on need is because it's very needed. I'm telling you so perversely to your neighbor, in case they don't believe, no problem, no problem, no problem. The perverse side to them, you cannot be poor. You refuse to be poor, and I refuse it from being poor. Baverati is not the will of God. Poverty is not your potion because the blessings of the Lord is upon you. Finally, you cannot be poor. It is impossible for you to be poor. Poverty is not the will of God. Provert is not your potion because the blessings of the Lord is upon you. Gloody, Harlenlujah, Amen and amen. I believe by now you are all aware that we are done with the city something else as I have promised. So today, like I said, it's physically questern just question and answers. Right, I've done my best to teach you the few things as I have known and given to finance. It was summer me because it's not easy to capture everything. So today now the time will be determined by you people left for me. I'm done now the because I'm not preaching, so the time will be determined by you all. Is that okay? I know many more times the last time we had relationships to the question and answer, we can finished. Because when it comes to all these smatter people will start digging questions from other people's questions. So write down your question. Media take notes of the questions online. Let's go as fast as possible. If we can answer only five questions, we are don't we're done. But if we can answer one hundred levelopment I'm just trying to say, is that, don't wait for somebody to ask before you ask. Is ok You are the one that know why you are not blessed. Now, you are the one that know why you don't have one million your account now, so you can ask question unless you have, we can be able to. It's just interactive session. I believe if we. Are if we close up, is not your blessed. And so the way people. Dance there was no more prayers, you know, not worry you prayer to the Mali prayers. So both for now, you know, prepare your questions to us in keeping to what we have taught so far. Is that okay? Just to let you know, as usual as anytime we're going to be having a. Discussion session will bacon upon some functionalities that we'll be able to help us to answer questions. And these people who are selected by the will of God and by multitude of counsel. But we have seen the practicality of harmor they have been able to exercize their wisdom to make gain and uh truly speaking because of that, we beckon upon them to be able to see how they can also for the happens. Answer, I will also be part of the parties. But there are some things I cannot be able to answer right And you know I don't know so many things as you claim. I know I don't. So I want to apologize to the ministers like we had the last time. Please can you have bring some seat for the ministers here so that we have the the these other chairs. Can we have them on stage here right in the the way we arranged the last time, So my beloved friends, please and please no, just bring them some other chairs that you can put them for them here, okay, And so arrange this one for us in a very nice way. You know how they do it around them. So these are our judges tonight. They will. They will help us to answer. But He's told that you ask. Don't be afraid, but adventure you ask them the one that is bigger than them. Me. I'm here and if if I cannot answer, will you ki those no so or somewhere? And they asked me, I say I don't know the answer to say you don't know, I say, I don't know. If I ask you, who need to do you know? I don't why you're asking me because you don't know. So it's possible both of us don't know. Remember we're in primary school. I said you what did I say? I don't know what I say? All of us here we don't know. There is the clique of doing that. All of them don't know. But you know the with Jesus joy in my heart. Please can you arm them with microphones? As I mentioned them, they come on board, you arm them with microphone. The media starts. I will chat to you with the number them active phone that you send me the questions from online. Check your commentsation now it's not time to neglect it. Check the message. Check the comment sation. I want to let you know that we are back, so there's no longer pastor Phillips service our postal Phillips. You can start now. I strike a deal with Max Zuca back and uh he has restored me. Back is okay? So you can see. In case you are streaming online, you can send in your question directly on the comment session, or you can send it to as an email, sorry, as what as a message, as a message either as a What'sapp message or as a direct message on Facebook. Back to the page and really unlock that so that they can use the option. We've got. Many people may be asking to us. So all the questions you are asking or should be in keeping to finance, business and investment. Don't command ass us. Question that we don't don't come answers, question that we've got your department chemistry or biology. You may be shocked we don't wait, so we Jesus joy in my hand. I wait to you. Only those boldness help me welcome pastor are you? But I see common board? You know there are there are strong people among gods that you don't know them. You know, like I've always said, these are men that have worked, they have labored, they have been able to exercize business. Like I said, it's not only limited to only them. There are many of you. I was not sure whether you're be in charge, so I didn't argue because I'm not sure because of whom with you to the after too much so and we call your numbers not connected. So since if you're on ground and anybody asked a question and you also want to contribute to let us know we. Are here for interactive session. Is that okay? Also help me welcome pastor and live your light. Light. Also help me welcome. Pastor Silas Silas Manuel Mangan the Prince of the Canta Kingdom. Okaykay. Also with Jesus joy in my heart, help me welcome Minister Jennifer you nana, and also help me welcome fast Faith and lack who and also help me welcome pastor scholar. Are you back? So, like I said, I don't know how we are going to do with You know, sometimes people in the hall, when they want to ask questions, they like to hide. Don't be hiding. Just you can raise up your hand and be bored enough. We'll give you microphone and use See why are you have for it? This is not the leadership one. That you're hiding to usholes, but this one is money matter. So you should be bold enough to collect microphone and ask quyst It's okay, you bold enough to do that, right, so paradventure, but still there are some people that loved to ask Cuystal hiding you can see right it and pass it to us. It's okay, So media start checking online. I want to let you know that this added to the a few topics we have treated. We began with the Gospel of prosperity. I believe you can say the remember after that we moved toward the part way to kingdom wealth. Then the nurse will moved to the journey to financial freedom. The neurs was the gospel or the prosperity gospel. The neurs was tied and offering. Then last week we had understanding business and investment. Understanding business and investment, so any and keeping to business investment, whatever, all of these things you're willing you are open to ask us question and keeping to that. So shall we start? If there's any question, we start. There's no mic with which I think if you have a free mic that you can move along. With, is that okay? As you prepare your question, you know, may I have question for them? So even if you don't have, I have before the order before your brain boots, is that okay? I? Is there anyone with questioned? Or you want to also start first before you start asking a random questions? Media start checking online believes. H okay, yeah, we think we need this okay away, So maybe before pused on start coming. We're going to start maybe one one minute, right, what do you uh understand by I'm starting with the pastor you? But you are the one at my right hand side. That's okay. So with all your experience working and uh being aes a sales personnel for all these years, right, what are some of the greatest lessons we have ever learned about selling? Because I've known you to be a salesperson a salesman too to. One of the greatest pharmaceutical company and Julia maybe internationally. So all this while you know, what are some of the greatest lessons you have learned that sales and marketed. Prease God? So first of all as opposed to us already said that sales posting right, business development executive with one of. The digitals pharmaceetical companies that have sigen right. So excuse is this Mike loud enough or should we use the lead? Mike? Are you here enough? Where's the loud d When they. Lead mine, they're going to who they need my day, you will come here announswer your question. Amen? All right? So one of the key challenges that I faced, why are you taking on the job? Roup? Right? You see it has to do with courage literally. Because I I've come to discovered that one of the main reasons why individuals are not giving themselves to business, right, why individuals are not giving themselves to entrepreneurial activities, is simply because they are afraid, right, Like, how do you go about within a person and having the person been able to buy what you have to offer away together. So this is a very very critical thing. I believe this is one of the main reasons why we have many believers within the body of prices that are unable right to push themselves out to you know, drive revenue for themselves away together. So when I came in right, coming into naturality first time, I manage the territory of natural and being way right as a representative from my company generally, and the clients I have to deal with, most of them are as old as my parents, right, most of them they are older than me, will wiser than me and all that. But how do you engage these individuals to be able to engage it to buy the resource which you have available. So it's not an easy tax, right, it has its own fair You will be afraid to start from the. Beginning our together, but once you give yourself to courage right, eventually you're going to see yielding results technically. Secondly, now, one of the things that I've also learned across you know the business is well, if you are to enter inty particular environment, what you need to do is that you need to lend the markets are together. You need to be able to have an insight and understanding of what the business is about and what your people. Need, what your clients needs. And that is the thing that we call when it comes to selling, right, when it comes to interacting with clients, we call it's been customer eccentric. Right, So when you want to sell something, there are other competing companies that are producing the same thing that you're producing. Let's say for example, you're meeting you're making Zobo drinks right, and you're selling I mean there are orders probably others within the same environment that you are at are selling the thing. So what makes the consumers now choose to buy from you and then abandoned the other competitors? Are we together out? And that is why you have to interrupt with some of these clients. Now, when interacting, you won't tell them that mine is a better quality. You know it t is better this and that. What you do is that you engage what has been and the engagement is to find out what is the problem that they. Have been having with the particular Google. Products that they can buy it right, and you now what's apparates you from other normal. This individuality mindset. You're trying to. Find your problem right and then which your own particular product. You're giving them a solution, So you're not just giving them what other people are having. What you are trying to tell you a solution to them with your products all together. So let me just stop here for now. Okay, that's good. It didn't make any sense now all any questions coming in here. But before I were answer any of this one that before asking online by my left hand side, you know, I mean it's the Jennifer. I would love to ask you a very simple question. What has actually been your strategy for selling and succeedient business. I've known you as to. Be lady that is well driven in you know, selling, doing business, entrepreneurship, the ability to be able to buy and sell. What has been your strategy for selling and not giving up all? You know, it's it's easier to start something. And it's also easy to stop it. They're not true. All of us year we have known we have started something. I'll stop one word. And so if you see something that is continuing, you know there is there must be a secret is strategy there? So what has been your strategy? What has been your secret for selling? For selling? Subsidient business had many to this time as. An entrepreneur, hadelujah amen. So I'll start by saying consistency. Hallelujah. So amen. So consistency is one of the key things that keeps us going. Now, there's one thing with business. You need to be experienced to start business, and then you need business to be experienced. I don't ever understand you need business to be experienced, and then you need to be experienced to start up a business. So what I'm trying to say is a lot of people have challenges like, Okay, you are a graduate and you you you just surrounded up. You want to start something, you want to work in an organization, you want to work in a company. So you you you you go around looking for job John Horton, hallelujah, and you know you go to the first place most questions, they asks them, what are your experience. What are your job experience? Hallelujah. And it's possible that you have known why because you just graduate, you've never worked before, you've never really and then you will find out that a lot of people are not ready to employ you why because you're not experienced. And then they are not ready to employ you because you're not experienced and they are not ready to let you get into the experience. I don't know if you understand. So it's more like you need to be experienced, and how you should do it is to be consistent and then try something. Try to do something, show them that you can do it, Prove that you can do it. And one of the ways to prove is when you're doing it and it's working, how do you do it and then make it work? Alleluyah? When I started, you know, I started with zero capital, man, I started with zero capital and I started doing what we're called drop shipping. Ala. So from job shipping, you can start jobs shaping without nothing. You can just all you need to do is, you know, repost items and get buyers at your gain, you know, sell and there's what they do as this job shipping. Now, if you have somebody that is understanding right like from the company, from anything at all, they'll be able to lessen the price for you as they are drop shipper. All you need to do is just bring up people, you know. So if you're doing that, I don't think is any stress. That's one of the things that keeps me going is no stress at all. You just sit down and then want to repost items that somebody has. You don't have it. You're just there collecting your own game. You know, you're just helping the person do it. So with that, you notice that you're having little little things coming in. I don't want to say plenty of things, but little things are coming in and that should give you enough ginger. This one that I'm not really what it's giving me. So now one of the things that keep me going is of course because I'm getting something and then I have to keep doing it. If you're not getting anything, you should keep doing it. You will get something. That's one thing with business if they don't. And the truth is, people can you know, can be watching you, observing you. If you're doing that, they can just observe you to know how far you can go. Because a lot of people feel, ah, this thing you're doing it's not we're not shocked if it's a stand or not. So consistency. When you're consistent, when you're doing it, you know and they will come. Someone will recommend you. Somebody is looking for something, they will be able to recommend you, and you know, gradual it. So recommendation. Consistency is very important. That's one of the things that keep me going. Whether there's challenge or no challenge, you keep doing it, to keep pushing hoping that you get the hallelujah. Okay, that's nice. Please appreciate. I appreciate that. We'll give you my report to say something by my right outside pass to Eliza, I have your question for you. I don't know from experience. I've known you to be. Professional metal fadvocator and you have well experienced. In fact, we have carrier a lot of projects for us in Charkaa project and a Budja and all across Nigeria project towards millions. But I just want to ask a simple question, if you ever failed in business before, if you ever failing business before, and how did you bounce back outcomes? Even in the midst of the failure, you're still actively engaged because I know you have an office, you're actively still engaged and still in business. Many times not to one's not sus have again and again. But one of the things that help is I you want to say, is that is a town called for the that is diversification, whereby to focus on Let's say, okay, I'm doing a procurement when the price low and then when the price high per se it out. But it's possible to have like a prototype that they don't have enough here. So but that is to. Work at the same times. But there is an input of let's say I put forty percent of my capital here at a prototype, then sixty percent of my procurement of material at low cost. But I find out that one of the thing is that at LA that big failure is that I focus on expecting the job to come instead of the advertisfication. Then another thing is that the second one is called due diligence. Okay, I. I was advised to go on online social media and then do this diguitar advertisement. Was thinking that it is the lot that brings an increase, you know, So that's added to the failure part. And there is another thing is called determination. Okay, not willing to go as far as I can, as far as can that will. Not willing to stretch beyond. The capacity because there is a shift like transition of where else coming from the way we like receive contract, we just connect to an engineer that brings towards to the table. But here you have to use the weapon called relationship. And then there are another deed I want to talk about is due diligence? Do you do a feasibility studied of the environment, because there is a transition now is ship from a place to a new place wherever. There is difference in culture, difference in language. Difference in the views of what they they think to call autistics excellent. They just want it to just be. I just want results matter wants it to be. And then different in the view of constant inspect and expense. So that's how it is that I named later by like as you used to say, you will name by. Esperien later on. This four D is what I have to input that helps me to bin back. Thank you. So okay, Well, I think the question I getting too much on line. If you got to ask, if I continue asking my own may not end up anision or so the pastor silence right? I think, Uh, since I cannot ask you my own, maybe you will start with you with one of the questions. Here I will consider the people name because they may not want to. Somebody asked a question. He said, do you wait until your health a full money before staptain your business? Do you wait until you have full money before you start business? I've known you for a long. Time, and I knew you when you had nothing. I knew you when you have something. So how comes did you start? You know? Did you wait until you have full money? I'm trying to correlate to what this person is saying, you know, because I don't have an idea of what do you mean by full money? Ten thousand dollar has money, five thousands money, one million is money to somebody. You may not before ahead. So but do you wait until you have full money before starting your business? Has a challenge of starting business? I think, thank you so much, Apostle well to me. I believe to start a business, or to do something that will bring money to your table, you don't need finance first. You need an idea. You need to know what you're doing. Because when I started what I'm doing, I had nothing as yes, I had nothing, I just had Even the phone I started using them was not my phone. It was my elder sister who gave me her phone to use back, Yes I did. That's so. You don't need money to start. You understand. I'm not saying you don't need capital, but you don't need money. Some people, when you talk about money, they have projected the whole business in their head and they want that amount they want at the top, but they don't know that the specific needs, just like we know we have needs and want what do I need? I just need a subscription, and then since I don't have much money, I do night subscription. It's just fifteen twenty five nera. So I do it and then I walk on what I'm doing online and then I go off throughout the day I'm off and like that. So to me, you don't need money again. And an addition to that is that when you want to go into a business, there's something I'm trying to venture into. Two. I found out that I don't really need money. You just need to know what you are doing. Because when you know what you're doing, when you meet someone that investors out there, do you understand they just need to know that you know what you're doing. Many people want to go into business and they don't even know what they are going into. You understand my point. So my direct answer is you don't need money to start. My day. I hope the person the person that as the question. If you're not satisfied, you can go with a follow up question. There's another question here, and I would love to ask that's a faith somebody as here you said, my question is in your process or in your way of making money, is it possible to step out of faith? And your name is Fate in my in my quest, in in my way of trying to make money, is it possible for me to step out of faith? And if you are working, it's two question now. And if you are working in a place that causes you to sin, and that place is your main source of income, what should you do? Don't worry? You understand? Than Lord, Thank you so much, sir for this opportunity. Since the person is talking about faith that needs the person is intentional about his or her faith. So I believe that God will not give you a job that will wants you, that he will want you to compromise. Praise the Lord. So if you're in if you're working in a place and. There are instances or circumstances that wants you to compromise your faith, please, I think if you have prayed about it and it keeps coming, I think you should quit. Thanks. Well, any other follow up or should I go to the next question? Okay? M Bastard scholar. There is a question here. Someone said, I want to know and I'm worried. I really want to invest. But what is the best thing to invest on now? And how can I go about it? What is the best thing to invest in now? And how can I go about it? Alright? No question in the hall should be contin took a hand there might perform with you. Okay, after this would take some from the hale. See another person here, So you take note. Yes, when it comes to investment, what's the best thing to invest in now? Okay? For investments, you have a lot of options. You just need to choose what is workable for you, and more preferably, it has to be something you understand very well. For example, and one of the teachings our post to give us. You could hear of stocks, you could hear of bonds, you could hear of the money market phones, all these investments opportunities that you can embrace, and for example, like the money market phone, you can even start with as low as five thousand air. So you just need to understand what investment strategy works for you. Some people will say they can go into storage, for example, But for every investment you're going into, understand that there are rieks that you have to take. The reek can be high percentage rieks or ricks lyrics and percentages, and those are the basic things that you need to consider. What if I am to suggest for you, I would say you should go into money my cat phone. It is the best you can do, like now, the best investments. Thank you? Okay, Like I said, the questions are get in too many. I say, have so many here, So maybe let's take one and I come here. I see I have like seven here and you six year with me here. So but let's take someone in the whole. Yesmen, if anybody can answer the question right my Christian is how to build world? And I mean, well, millions of dollars? What's kill can I do as a young boy to have millions of dollars? And how long will it take? It's as first first, praise, praise a lot. To answer this question. Never wait to be better, just wish you were better. If you want a million dollar, you have to increase the parati shift of your brain to be fixed. Is this loud? And stick to maybe two microphones? Where is the lead mic? I don't want us to so this I'm coming, I'm coming. Can you take this? The mics are not loud? Take them for us. Wls, come and take this ahead. Where's the one that is loud? This one right? We need the ones that allows so that the book can hear. You can please say what you say? Okay. You need to increase your capacity and enlarge made in mind shift. Okay. If you are willing to be rich and then an opportunity to appoint to you, but you are not prepared for it. You said a million dollar? Okay? Do you even know how to write a proposer? Do you even have a sky like? If it's casking? These are the first of things that you should prepare yourself towards before you emphysis, like a million dollars? Do you know about the forest exchange and all of these things? Praison lot, just an addition, sorry, as you said, you need the right paradigm, shift your mindset. You understand very very important and then. Something very key to build generational world as you're talking about does not just take overnight. It takes years of you know, investments, and you must understand years of investment. Know how much we did these years. When you invest it can give you a said it don't to retire you for the rest of your life, even for your children's children. Do you understand? And for you to say you're okay, you want millions of dollars, you just also need the right company where you're not around people that have made millions of dollars. Believe me, you know, to make you understand my point, you need a company. You need to commit to that. Say so, when will you meet people that have millions of dollars? You need to look at those places to do you understand? And then you come with what they need so that you can be able to come in to the cycle and have that mindset they have. Because you need information, You need somebody to talk to you, You need somebody to give you an idea. Do you understand my point? The first million it's always hard, but the second one is inevitable. I hope you here that one. So you have to make the first one million first before you adverse to opposed to he somebody in the congregation wants to add a yes, go ahead. I like that. Amen, is that Mike Loud and love. Can we stick to some of the mic that people can hear so that will not be wasting at. That Lojah, I think when you're talking about world's not. With the mics and be sure of the ones that allowed that we can stick to. The First thing you have to we have to check is ho we share. You're not saying it out of greed, because that's one of the things that can kill you even when you're trying to build the world, because you know, there's this thing that when just like you said, millions of dollars, for instance, in cryptocurrency, in trading, there's this thing we see that when the money, when you're the corn you buy begins to rise. When if you allow greed, because there's something that we do. They say in cryptocurrency, take your profit and leave the market. Your father is not a developer. That's a common statement in cryptocurrency. But when you allow greed enter maybe let's say you begin to see like twenty percent, you will feel like it can go to fifty percent, so let me leave it. So when maybe it will see increase also to fifty percent, and you still say no, it will go to eighty percent. So and most times when you where you live it like that, you just discord that you come, you'll become at lost. It's just go down beyond your your initias or your capital. So the first thing you need to put in check is great, so it doesn't key you even though you'll end up into t free, you end up becoming false. And then I think particularly you asked about key. When it has to do it's key now. It has to be do with passion. If not even when you start, if I advise you to start something and you don't have you're not passionate about it, you will fade off. Even if you start it and there's no passion, you'll fade off, by the way. So you have to it has to do with passion. You have to be passionate about it and then just kill their. Please, it's Mike. It's Mike. Let's not be wasting knowledge. That's why we'll have money. Yeah, and you have to check the one you know you're passionate about and then put in all your effort. I always just like Personsala said there, yeah, you don't need anything to start anything. I don't. I don't believe you need. You need. And because you don't have an excuse not to start and needing, that's that's it. You don't have an excuse not to start. You can start. I started academic writing with no phone and no laptop. I was borrowing the laptop from somebody and I work overnight, all through the night, in the morning after return back the laptop to the persist. So you don't have an excuse not to start and need it. So what if you don't have somebody that will borrow laptop for you. There's a question here, actually somebody, is it truly possible to start business with nothing? Because my motivation, as we can say so so and you are one of those motivations. Okay, that's that has to do with. A flow from you not have a relationship with people to. Car yes, clap clap, clup, cloud makes us make sense? Yes, yes, yes, yes, yes, okay, yes. For that question, I think one of the kittens you lose a check. Also, aside from greed, is the fact that you're given wealth creation a time frame, which is not wise. Okay, if we look at it some years ago, nobody ahead of down with nobody knows of the rich people know now it's because they were building. So wealth creation is something that takes time. And you were talking about investment, and in investment is more preferable for you to invest in. Lorics, investment that give you outputs. That grows over time. So if you are looking at it from a short period of time, and that's where you're going to go into things that are fraudulent or you're going to all this money multiplying kind of scheme and at the end of the day, you end up losing your capital and also losing your your profits. Okay, So you have to have a mindset that as far as it is investment, it will take time for your money to grow and you have to be patient with the process in order for you to create the world. Thank you. Please. Let's take one question from online so that we do one here. One here, right, so that they don't allow too much. Here, someone is asking you, I say, how long, hey, the person you how long will it take to build weld? How long will it take to build weld. Have we answered our one the person? Please, we have answered you if you have listened to what we have said. So can we take a question from the audience? Are you taking both of the other people? Okay? Please step by step, I mean stick to the microphone that is loud, the one that is not allowed to drop it somewhere. I have a number of we can't hear you. I have a number of crystals here. One of the crystals is what business tribe the largest? Please? My problem is I need this thing to be clear. If you don't hear, you can't know how to eve in attempt. Okay, praise God. Keep the other mind that's allowed. We don't need it. The one is what business drive the largess? You talk talk the way we can hear you know sometimes ladies the way we will talk. Well, not your boyfriend talk to me. Very We are here to answer, okay. So the first questone is what business strive the largest? Is it the one sponsored by passion or the one of monitored engagements? Okay? I access because enough I've seen evil people strive so much in business. And it's the reason is because there was no passion. It's just an attached it's just in monitored the engagement. They attached just onet to this and he strives and they do well. So which one strive the largest? Is the one that I have passion and I started business or the want of monitored engagement, the one that, okay, I attach this person to this, this person that is doing well in this particular business and his strife, or the one of passions. So which one strive the largest? And if passion strike the largest? How do you school someone with just passion but have passion fair business? How do you school me? What do I do to strive? My third question? How can startups effectively skilled without compromising their core values? How can you start off business skill? Please? Is it possible to answer them one by one? Because then you ask many questions and will be confused. Yeah, because I'm already confused. So I'm speaking for my my, my fullowing honorables. So can we attempt the first one who understand the first one to attend first? You know, we don't have time and there are so many id you won't finish questions, so praise God. So whether passion or monitored right monitored engagement? So to be very honest with you, we have. We have records of business that have skilled and grew you know, true passion and those that have courso skilled and grew to engagement. And we still have businesses that have truly feel right, you know as the result, you know, individuals did have passions for the whole thing. But it's still fait anyways. And so like what was with the monitor division, our together, So I don't think one like its superior to the other. Now, for the evil people you're mentioning about my line of business, I engage with the able people a lot. Over eighty percent of my clients are ables. Now, the thing is that those guys have understood this system right, they have understood the business in general. When you're interacting with some of these individuals, do you know how to make money out of the system our together? So some of these individuals, all they need to do is that they passed the knowledge our together. They passed the knowledge they are understanding of how the whole business operates. And I have seen in such ways whereby the one that has raised you right as an apprentice, like one of my largest distributors that I have here in lave Yea, that I do business with. The person that trained him is also in lafia. Right. What he has grew to some mounds the person that has raised him in the business together. So it's the understanding of the business and how quick you are to adapt and to switch, you know, and to overtake your competitor. Now, we also have records of businesses where by individuals are having passion. Right, most likely we make we position ourselves when it comes to tech innovative businesses that have emerged, right, the tech premiers that as we call them, right, some of these individuals have passion for text in one of the other and then they sought fard for solutions right, the drives that they have actually positioned them to creating the business that they have. Someone like a lot of mogs. It was just a passion for him. You know, what the guy does is from the beginning he just does programming, and then over time he began to build this his business PayPal and then sold it and then it was still persion that driving too began to face x right and some of the other companies that are there. It is so this passion that is there was what drove him, you know, to delows. So why believe in general, right, boots right, succeed right, and also at the same time they can also feel together. So it's all directly tied to the individual. And how very I. Believe you understand? So ask the other question. There are plenty of questions here, I'm telling you, so can we give them direct answer as much as possible? Plenty of line, Yes, thank you. So the other part of the question was if it's passion, if passion can actually strive, how do you school someone with your passion? Then? How can startups effectively strive? How can they kill without compromising your core value? And is it even is it necessary to set core values for startup business? Man? You don't necessary to set core. Values, I thought, I find spoke something a bad compromise. How can they skill without compromising your proper Okay, praise the Lord first of all bids passion bids leaning on anybody passing that information. You can never take away the walk ethic if you have passion, if you don't know how to work it out or walk towards the business. Starting up a business, it's to feel and the fact you learn from someone you still lend the work ethic, you still fail. So what you need to teach the. Person and pass from passion is to work. The contains beyond passion. Okay, I have a passion for tech, but what do I need beyond passion? You're tell him what he needs beyond passion. Now you're teaching the walk what he needs that information beyond parties. Just like how they talk about many things that beyond just the desire, you need to have set a level of principles to engage, so it does not take away principle. Just like how my brother said, yeah, he said, even the egos, they understand the principal to just to get the money out of it. So passion does not take away key principles for you to able to make money or to strive in a business. You understand they're secondly starting up a business. Should the person either set convalues? Am I right? Or should it's collvalues? Okay, it's cheap for you to set corevalues when starting off a business. But you see when you want to still to starting up a business, let me give you an example. Let me give you an example. One of the things that happened to Should I mention the name a very known business person in Nigeria. Here, you had like something with the government. So when they were interview, I was searching that. They said, it's part of his growth in business, part of what they call the government like he compromised because of that. He said, no, you understand, He said no, but let me tell you something relationship. Let's imagine you are starting up a business and let's imagine the president in Nigeria is your friend. I may not come out publicly to tell you that the president is behind my back, is calling through my business, but personally he can say, okay, see, since you'll be my person, now only go to import these goods for Nigeria. Do you understand? So that core value is there that public things that people know that this is your covalut. But chilling through a business does not make you take you away of values, no personal values. It can take away, but not the main business value. I don't know. Okay, is there another follow of question? That's all It's not your. Actually I was hoping you can recommend this side for financial education. Okay, aside for what financial education? Basically, YouTube is the biggest university you can ever have. The other you people go there to be distracted. You can then literally anything from YouTube, just go on YouTube start what business? Ask any question or YouTube will be shocked terms and the answer you will get is that okay. So YouTube Google, they will give you very good resources, even books that you lead there summarize on YouTube. So please for the ladies, a question is asked for the ladies, what business can I possibly start with capital of twenty thousand? Eer for the ladies, what business can I possibly start with a capital of twenty thousand? Where is the lord? Allelujah? You can start off chops, maybe peanotes. For me, I do peanotes and with less than tweeting twenty thousand ere you'll get your penels and. Get your gain. All you need to do is to work. When you make your When you do your products, you work out, you look for buyers. You go out and make yourselves and people will always buy. Just believe it, they will always buy. This thing also works with believe as you go out here I'm making this effort. That is when the favor of God will work for you. Prison yes, I go, hallelujah. So first you have to check right, you have to observe what will I posibly start with twenty key in my location that will sell? Allelujah? You have to check because it's possible that there's this specific thing you think twenty thousand er will do for you that other people are doing and already you know, making sales out of it. So first you have to observe what can I do with this twenty key here that will sell, that will bring me profits. That's one of the things you should. Think of first. So by finding out what can sell, you know, business all about solving problem. If what you're starting is not solving anything, then you shouldn't start at all, because you end up feeling it's not just about the passion, it's not just about the zeal. You end up feeling it if you don't have you know, if you. Don't understand why you're going into if you don't know that you're supposed to solve a problem with what you're selling or with what you're doing. Hallelujah. The question from the whole before we as, I'm taking you back to that question you don't need money to do We can't hear how and if you can't hear the person, why you allow the person to Okay, as. I'm taking you back to that question. I said, you don't need money to start a business. Okay. For example, I want to start. Your pharmacy business. I mean a pharmacist and I want to start the farmacy business. Do I need money? I don't need money. A do you start a fanmacy business with that money? You hear anyone is asking I need I want to hear what not need money? And were like posting? I cannot do far as you a business or do you I cannot be posting another person. I most happy in my own shop. You understand. So the person asking is post you has a challenge. I believe they have challenge their online and they need answers to I hope you're not the one that carry the question online and you're here. Okay, it's not so, let's bang our seats, not our business. You don't need money to start. That's that small shop to do that. You need money to start. You can't start a small shot business with that money. It's not not our business. You can start with that money if it is posting. Okay, if it is. If it's a firm business, I can post your phone and I will get some money from your own phone. But if it's that so much, can I post your small shop or I'll post your drop and I don't have your fancy. I don't have you. Okay, amen, you get Yes, I get you, I get your point. Okay, Let's say you can go and get since you don't have those jobs, you don't have that shop, you can get from someone and then you have your court. Just as the person explained, you can get. Those drugs and go and sell it over time you begin, you have your own, you open your own shop. Does that make any sense? Your work is like you're working on that someone. Even if you want to open a school, you have to go and teach. You have to have these experiences. So if you're working on that someone, the person, it might be a shop. It can be that it's giving you these drugs. This guy supplies you get it can give you, and you go and do this business and come back and pay you and have your own. We have somebody in the herd that wants to. Not get sing about businesses that you can. You may want to start a business, but your your plan is you want to start big. For example, for me, that's the. Angle I'm looking at. Your observation from it depends on how you can have a big business plan. But you can decide to start the business small. You understand you may not have the money to buy the drugs, but you can know you can know someone who deals in drugs who can give you that to sell. For example, you may not have a shop. You can even start from your bedroom. You understand you can get for example, let's say it is parsistam all you want to be selling. You can get a cut on from whoever it is that is your connect that you know that can give you to start up with. So it's possible for you to start a business with zero era. And let me just share this briefly. I started my job shipping business with zero era. All I needed to do was to know someone that owns a shop that sells wares that I want to sell. So all I did was join the platform, look at what they have that I feel my environment can patronize, and I begin to display and from there I built my market. So I never had any money. Set asite, especially for the purpose of tax business. So, like I said, you just need to restrategize, have a bigger understanding, have a better plant. Okay, let let your attempt come back. Praise alert and just like you can actually start a visions with that and having money. But even me too. My first wedding that COVID, I didn't have camera. What I did was I just joined myself to somebody. I was learning you as a apprentice, so I had I had a customer. I'm supposed to cover a wedding for so I need I just went to one of my friends, collett Is camera. I'm from there. I was able to get my own camera. So you must not have money before you start the business. Just have the idea of the business. Then when people can you, I can use that idea and get what you need from other people. Then you begin from there. Please, we have many more posts, so if we stick to this one, I'm not living here today. I was the person that said that about this. When you mean you don't have money, what does it actually mean where you don't have money. The fact that we say you don't need money to start up with business does not mean you don't need money to run a business. I talked about investors, did I You don't have the money to start, but you have a friend that can give you money. That's what I'm saying. If you hit my question clearly, let's say you want to start you said you want to start if I must see business? Right? Ah you I don't think see there is no essues need to start. Can I ask something? We have about twity cuystals? Now look at the time, so let's just go direct. We've got some cuystals we may not be able to. Let's not do well on a mountain for so long? Is that okay? Okay? Now we need to physical one from the whole. Yes, well, okay, one from the whole. First, praise the Lord, hallelujah. Let's agree as well. Are we're stopping so that like I said, this left anyway, we stop. We stop the questions seven thirty, so please let's answer them. My question is listening to all these messages and teachings about finance and world. Then I sat there. I came up with an idea of starting a business. But I am a kind of busy person with the church activities from Monday to Sunday to Friday, and I want to start a business. Let me say, I want to start on a carab business. How can I. Balance this with my church activities as I've got off some of the activities because I want to make money, or I will go on with my service with God and give someone the like you're not serious with you. Don't want to do this business. You you will make sure you're giving time. You scrap the one you want. You need money, so you have to make out time. To get money. You pay the price. You wake up early if you want to sell it in the morning, or you want to do it a mobile way. If it's in the morning, you wake up very early and want do your grinding and sell your a kara nine, you can go to where you want to go to. If you want to do it mobile, you can package these things or based on all that, you can be where you are. Somebody saying, I need a car, do you understand that it's always a way out. Just try to put in your business and miss your activities. Some of us are very busy sincerely, so that it seems that. If you're come to sleep, you pay the price with your Karadaddi. But what if you could you now Michael away it? She'll do another business. She would ask. Okay. Somebody said, praise God, I got money and I decided to postpone giving tie to God because I had an orgin issue which I needed to solve. Is it okay if I schedule it and pay later. So can I answer you guys? Are I would have that? I think the person that is in DISCUSSI should be able to have one or two properties is should be able to sell the property to be able to cover from the need have. But did you of it is that I have to pay the tight. Or if the person wants to do is step up fits You can't pay your tight and tight and with. And something we learn during. This financ series Ipplso said, what you cannot do with ninety person, you can do with hundred percent. So that's you think you did give your type because you want to solve a business. It's yes, listen, your probably will not be so carry on dread, I said yourself as somebody else oppose someone wants to adopt. Okay, talk raise a lot change. I want to add up with questions. Somebody asks, what can't it possibly invests? Up? Now? Let me see, like red oil right now, it's only hard by red oil twenty was. Well. Right now red oil is about sixty five thousand. That's a twenty five litter and from December to January it will be more than that because normally during cold periods, oil is very very high. Then storage like benes it. On Friday, I was in I get a good market. In the morning we prize a one hundred cag of benicid one and thirty thousand we couldn't buy. Later in the avenue who came back it was one hundred and fifty thousand. Sorry, I was seeing the money after I've made What about to the place to more or less know how much you know business? It's all about opportunities. But I've made cool money. Am I to ask okay? As? Am I to lie on that? Okay? Somebody says it's offering a most most. Praise the Lord, the Viver has made us to understand that when the greater is the greater, that gives to the lesser. So when you're giving your offering, I don't think it's really by force, but that is the thing of understanding. When when you know you're entering into your giving to God. God, this is bigger than you. God has all do you understand and is able to bring you into this This wame another level of finance, and then you give you this understanding, and then I think it works for me to understanding is the thing of understanding. Okay, question from the heart before. Okay, So I have the question here. If you have a particular product you are making, you are making yourself, and you are to fix a price, for example, a fashion designer e g. After making a dress, how do you go about fixing the price, because because all that will be put in place, such as materials are to be brought outside and to get the dress done. So the president is actually you understand the question, yes. Fortually, okay. If as a fashion designer, when you get your materials, you calculate everything, including your transport, everything that you have spent, and then you. Add in your own work. You're adding your own what you want to add you want to add one thousand, two thousand, five thousand. Depends on how how exhausting I think the work took you. So you plus in. Everything you have spent and you're adding something. Just an addition to that. I'm not a fashion design personal understanding business. You find out that you need to now understand who are you selling the clues to, because if you don't know who you're selling the clue to, you tell somebody that is to so close five thousand, that is saying it's fifty thousand. It doesn't know the value of what you are giving the person understand, so you need to understand your customer too to be able to put the price. So it does boiled down to qualities. That's not true. So let's say you bring a lease it was the most expressive. Is a lease nabe? I don't know. But let's say you bring a yach that you bought. That yacht is, let's one hundred thousand. If somebody say bring twenty thousand or so, you complain even ten ca abit. But if you bring a clue that the yach you bought it, maybe you bought it for twenty k one five that you sew three hundred and can I. Buy one five? Are you so one thousand? So possible? So it mons to be like ten percent of the money. Depending on what you want to be attached to your clue. You can buy a material of one five and you want to put put this one, So those things be more than the money of the material. There's no reason. And the material will not last. Now our last permonal so is something that will not last. But mean, what I believe is that quality team should be charged well. Quality service is always expensive when we bought the other sound engineer to set our analog mixuer Harmedy. The charge very simple. This guy charged times five. The person that came and said charge time five or we're willing to pay white because they had the team. The more, what is the more you're willing to pay more? So you ensure that your service delivery is more quality. You gets even this quality nobody with in common people. It's like you touched pride and all this some of the advanced Please you are anapprizing please move ten never you know the even price, and so I believe in that. So if you are quality charge quality, people will will be willing to be. So. Somebody say, sah, it's giving an important factor in growing in wealth. It's giving an important factor in growing in wealth. All these people asking all this, do you follow the message that I've been preaching online. Go back and listen to all those messages. Please, can somebody answer them? Okay, we'll as giving you your question. Okay. Somebody said, I have a brother that is working in a place with me, and I noticed that his convectiousness is beyond my imagination. How can I have that brother? Oh? If you know what this consciousness. I found out that business strife with outside the box relationship. If you want to do the consideration of the product, there is this cliche they used to say, well we will, we did. There is our things you get it. Mind you the visions you have towards the business, it's not what your brother have, the vision, the goals. The brother just is just like a consumer. Okay, You first of have to sit team down. Giving the proper education of what your selves, the reason why you sells it, and then the boundaries of your brother. Setting a boundary for relative is very very important. So I think that on. Amen, I think what you need in that your business, not your brother, is a partner. You need a partner, somebody you can partner with to do that business, not your brother. Your brother can be your partner. Yes, but your brother is draining from from what you're doing. I don't think there is You need to keep going because it's your brother. Now, you need a partner for business, not the brother. Question from the whole al lujah. Two equations. One of it is is about marketing. Now the question is how can you rebuild trust which investors after bankruptcy. So let's say, oh, okay, maybe like you're partnering with a company like this, right, and as a business analyst, this is what you did. This was the analytics you gave them that for that maybe a particular project. Yeah, so it happened that somehow something along the line made it went down the drain. So how can you be able to you know, what are the. Main things to prioritize when you want to rebuild that trust with those this person, this investors, your partnerary win and especially like you're actually working in the company you get but you're not the CEO. Then the second question is like how can you market your business on it? Boy? They want to take it one by one. Yes, there's somebody answered the first one first that will move to the this coon so that we'll don't forget. No, our brain is not computer like that. Okay. So in the cases whereby you have investors invested in the business and then somehow that happens to be a collapse, right, the right, they lost their capital and then how do you get their trust back? You know, normally with business there are businesses that you know you're starting, they feel sometimes right, we have many business individuals, many entrepreneurs whereby they tell you that they began to their businesses. At some points it collapsed, but somehow they rebounced back together. So now when it comes to the point of coming back, now, when you were setting the business, there was a degree of trust that those venture capitalists had in your business all together. They saw how workabilities. Now ventual compitalist are not just and that they're not just individuals that just have money like that. They have an understanding of businesses that are from setting key factors that they see right that they that they check to see whether your business is scalable where else to be profitable. At the end of the day, they are not charity gives right, they're not philanthropists, So there must be something that you must have brought to them that they see. It's just actually workable right out together. So when it feels what you are to do is that you have to figure out what went wrong altogether. And once you figure out what went wrong, you understand what has gone wrong right, and then you know how to better enforce eventually, And if you're still insisting that you still want to deal with those particular venture capitalists, you bring it before them. You see, those guys, they have money, they have plenty more. They don't know what to do with money. When we're starting a particular company, while I was on campus, the CEO, the person in charge was telling us, you will always see that I see this business now as we're starting it, you come to your life that money is not even the problem at some points altogether, if you build weather enough, you said the idea, well enough, you set a business model that can you know that the ventual capitalists can be able to relate very easily with together, there is a way you can still be able to gain your trust back or even capture other venture capitalists. Now when you when it even comes to getting a new venture capitalist, you can even mention that, okay, we had to figure're in this thing right, and this was the problem that we figured out. And I have confident in this my very business that I'm going to You know that I have one grand here and it's very workable. The ventual capitalist we see it, and you're still putting his money in it. Altogether. The next question, okay, so. Sorry, I actually emphasize on business analyst, not this a business right and you are partnery with that that is your like a business analyst to that company. Yes, your businesses to that company, and as an analyst, now you are literally like consulting. You get so this was a project that they worked on and they actually okay, yes, they called you to do this job for them to unalyist if we cannot do so, you had an issue with that, you get so, how can you win the company? That's your trust back, not the so let me. Give outside okay, the business alst so let me just give a quick response and and Allergia, I will talk because you want to do something. So I think it's still within the statement. You as an analyst, you have field right. You have to be able to figure out, okay, what went wrong and submit to them at least a report right that this is how it would get better. You may not need to touch them all together. You may not need to touch them because they have paid you for that party for that particular analysis and it's actually kind of fail eventually what they're expecting. So it is on your own end to actually take responsibility if you want to get the trust back, and you have to be able to tell you a solution. This is what to drop. This is the error I have made, and I have told you the solution for you. If you still want to go continue with me, right, I would still be able to do it. But once you want to get another business analyst, I can't sell right that you also give this report to that very particular bus analysts altogether, So seeing that in itself there is a way it creates you know, your integrity, you know before them and will want them to hear with you. Okay. So you have another question that's all okay seven mon is how can you market your business on a project? So imagine someone comes to you, like some kind of persons. They will be like, okay, this is the amount I have and I want you to run as for me, like they don't have a large amount, so and you they literally you saw that. Okay, They're desperate and they really need it. Now, how can I be able to maximize their rich while maintaining managing the project? So is it that? Okay? And it's online? So is it that you're to maybe do email? And actually they infracide okay, it does not have to be restricted to metter. So it could be either maybe just focus on email camparients and or maybe influencers marketing, or maybe Google and all of that but then you want there even talking about it's quite let me are expensive to an extent. So how can you be able to do that? Is it that you just okay, tell them straight up or this is no work, or you just find a way, like what will be the way in regarding to marketing? Now, So if you must remain profitable as a business, right you can be able to if you really want to remain If you want to do it for free for them, I need to cost you, well anyways, you can be able to do that. But if you want to remain profitable, there are proposals that you can give them, right, you can strike a deal altogether. Right currently at the moment, this is the pudget that they're. Having, which is not going to be enough to be able to support the kind of advertisement that they need. Right, but you can strike a deal, tell them, okay, I'm going to be running your art for this particular period of time. Right, But the payments this is how it's gonna be. You can't set up a payments plan. Altogether, of which if you are wait, if you're interested in actually measuring the results of which they are actually bringing, that is the way you can, you know, be able to add price to the results that you know that is common as the result of the adverts actually been working. I'm sorry, I'm just trying to court my statements. That's to be able to give a good response. So you need to be able to have payment deals strategies I wul together. For example, let me give a typical example. Maybe you can be able to release now vrtual capitalist when they're invested into a business, right, what's more times you tend to give them is equity. But at times when they look at the business and they say they want more of a chunk of this business. So what's the owner of the business does the times is saying that, okay, you want twenty five percent of this business. So this what's going to happen is too much. I can't give you that much equity. So what's going to happen is that if I'm able to give you your money back at the end of two years, are you going to drop down in equity down to twenty percent or fifteen percent? Are together or I'm going to give you two percent? Reality, eventually for the next social number of years, what you're going to drop down are together. So there's the way you just see them. How do you make money from your generating arts? Create some sort of strategies. You know that it's workable for some of these individuals. They may not have the money now, but the intent is that the business wants to grow out together. So you are seeing that, Okay, there's the possibility of this business growing, so I can have more from that. So the longer for like for example, for banks, the longer. You hold their money the money interest right, So the longer that it takes them to be able to, you know, pay, your money dependent. Pattern is little. The more you're going to be charging them. I don't know if you understanding what I'm saying. So just create payments, plan payment strategies. You know, that's very workful for you. That keeps you profitable. And also he's able to give up. But if the person is at that monds doesn't have the money, doesn't want to spend money, please don't be taking characters too so that okay. So you know these a gen z that's my kids says that they are gen z. You know the things they do with at understand it. So but nonetheless, there's another question here. You said, he said you talked about you talked about money market investment. What is it about? How do I go into it and start up? I think answer, oh kay, money march. Actually it's called me to mar kets. What it's me from the world moot. You are what you you you you from stock exchange. The minimum of the years that stock and give is in billions. But here as masses that want to okay, put their money into. So what a bank does is that bank guarded the masses of people collect they found hardy together invest their Then they have a ugarity whereby to calculate the amount to put. The increase arial that comes that did not affect and also effect the returns that did not affect the interest and also effect the returns of the business. Okay, What I mean is that let's say you do money metual phone and then they the focuses on shell sell oil. But there is a little bit of volatility in the market price for for now. Now we observe that there is a high price of patrol. Now, but what you did back for some months now you observe that maybe they put one million ere then down a millionaire. Every month you're seen one thousand era. But because of the volatility you're observed that you are seeing eight hundred eral. What mutaphone did is that, whether you like it or not, do you see something, but there will be a deflation and inflation of what is coming. And then what meteorphone is all about is that your savings that will work for you while you're sleeping. That's okay, Well, I bet, like I told you, YouTube would be your best head. I'll google. So any question we. Cannot answer you here now we cannot extensively answer you were become saying a lot of question of that. But does go on YouTube, start money, my ketphones, sat or MMF. You will find information about it, but we just give you a wieness. It's your job to want require have the financial intelligence to be able to try for need more better. Somebody can just tell you, okay, do this, do that, but it's your own job to go and find out and know they needed glitty. You understand before you cannot be able to venture into it effectively. And I assure you one of the greatest decision I've made is to invest in all of these things. And the am you see money my cat puns and out they have really really helped because if money cannot work for you. You work for yourself to do that. So the best thing is to make money a good slave. And there's no ways to money can pay slave until you put it through a way to work for you if you are not present who used to make money? So that is what money market fund will do for you. So money become like you employ money to work for you so that you get little. Is that okay? And no matter how it is, it's one of the most safest investment that ever has. It's one of the investments that almost all this politician every big. If I give you ten billion, now you will do a business with it? Tell me the business want to do or you can kindly want to put it in money in my ket phone and sleep as you are. Sleeping every day you have saved millions. So practically, when you have chunk amount of money the nest and you think of his investment and in that investment, look for secured investment and money my ket for one of that. Pensions is one of that. Insurance is one of that. This is talk, it's one of that shares. It's one of that. So go and google you will final are we taking? Okay? Okay? My question is this, how should you handle customers displeasure? Because in the rule of businesses that customers are always right, she will want she would want to cut it back on them when the manager of the business is right, or she will want to keep apologizing to customers just because customers are always right. Thank you. First of all, you must understand to grow a business, you must understand human's psychology and negotiation. You need to know how people think they understand. It's just like solving the matter, like the way you tell the customers something in a very polite way. You get my points right now, so they say policy is your friend, But when you're an offender. Is different. You understand. So I found out that you must always know as a business owner or somebody that is attending to customers, you need to know that your public image matters. You understand your public representation matters. So it must learn how to talk to people. There are different ways to tell somebody this thing. It's not possible. It depends on what the customer is say and actually or custom I surrendering. If it's your own faults, you have to apologize. That's the truth. You have to apologize and say okay, okay, okay, if there's also another way that I say okay, there are people that Let's imagine that. As an example Apostle. Made during the teaching series, he said, let's imagine you're into tailoring and then you saw the clue for someone, and then the person went and on that year. You know it lose, you understand. So if the person reached out to you, you don't care if the person has temper or there's no shout or this one is money, you understand, so you know it's not left for it's not not Maybe let's imagine that, okay, I know, go this one, this one no, you say, okay, so sorry, you apologize, so sorry, Please can you bring it back? Because it's your own faults, you understand, But even though it's not your own faults, you now know how to tell them that. Okay. Within our business, we don't go beyond this. This is how it's worked. This is how principle goes. Yeah, so let me just quickly add something. So that is what we call customer relationship experience. Right, Customer relationship has actually evolved from just barely trying to hear what was the problem of your customers. Then you know, it transcend into customer experience. Customer experience in this sense that for doing business with me, how did you feel, not just about the services, for buying what you brought from me? How did it make you feel? That was an example. Let me just give like a quick example. In the States, a particular shopping mall. An individual came and then he came with some tires saying that he bought the tires here. Kept on insistent, but the people kept on telling him, you know, we don't sell tires here. Literally, we don't sell tires here. But he might keep it to insistent that he brought it here altogether, So what the manager did was that when he came, you were sawing the whole rocorse and all that. What the what happened was that they decided to say, looky, he was the tires, and they gave him the money. Eventually they're going to sell those tires, right. But then all of a sudden that news went fi around, and all of a sudden there was a picture that it painted that it painted about that particular shopping More So, how did your customers feel so and they ever they're having their compliant it's not just peak about who is right. You know, that is the way you can be able to start to this. I understand you're trying to avoid loss for yourself, but there's the way you can be able to tell it and generate a kind of wonderful experience for your customer, and that in its self strives customer loyalty, and customer loyalty is what builds your business, because they're going to bring another person and comes to the business. Saying with this one, you don't have issues. Even you have problem, you are guaranteed that you're going to solve the problem, as in the problem is going to be said to you know. Go and end. So I still have wasted here. So how can I get capital to start the business? My business? And the capital? Should we jump that one? Okay, we still have How can someone make money to social media? Because many have started and. Many have failed? Okay, uh failure in their own question? What does failure mean? Is it an event or as a person? Failure is very very as an event is dere where you're starting something is part of it. But with my so journy is Shosha media. I found out wanting never to give up. I told myself I'm never giving up. People have heard of people that have made money out of this thing. So what is what is am I different? You understand? If this channel or Thisishosha media does no work, open another one that is somebody that is working. You are promoting the Minister's content. Sorry were life now, but let's imagine that content that you're taking. There is not too much influence drive on it. Who is the person that has more influence? God for that person? Do you understand? So no body you say he has failed in this business or you did Shoha media and you failed. No, No, the people that succeed there do they had failure as an occurrence. So you want to start, you need a mentor, you need somebody that has gone in that part. You need somebody that is also into that same thing. That person that can talk to you. You understand. And let me tell you. The quickest way to get mentors to train you through shoshanamidia making money is for you to come asselves. Yes, is there something that you want me to do? Can I do your graphics? Can I do this way? Because people at that peak they don't need you per se you understand, but you need to have something they need you need to offer something. Let's imagine that I say big Shoha media brand. I work on that too. But one thing that person takes me serious is because I have something to offer you understand, But many people come nothing nothing. Of course that's that part. But I'm telling you you can lend these things personally. My brother is Yah Simon. This is here. When we started this thing, nobody told us that was no this, but we learned graphics. So when we learn graphics, we now connected to people. Do you understand that's now made money? Making money on Shohamida is different from business of this thing. You understand and I pay you. It's different from people pay you that many ways to make money on so Shan Media, through contract, through. The app paying you all divers things. Do you understand? So check which one will you do? Let me give you an example. Spirit newts with somebody in the house. You understand beyond just saying that this thing is being sprinter, this is being sprinter. He has contract with churches because he has built influence online. And when you are trying to work for churches, you need work force and that you need people that work for that. Why not come and say okay, you get plenty out helping the graphics are helping this, and from there you begin to get knowledge, informations that from far you will not get. You understand. Somebody will not call you and say, let me tell you this about making money on YouTube. No, but when you begin to serve, you begin to learn something. You begin to do something to that person. The pesst Okay, see I've seen your passion. I've seen this one. See let me teach you this thing. So somebody said, they love they love agriculture, they love family. So how do they do commercial? Because you're subsistent right, the one that I do you and your family. Somebody say, how can I venture into agricultural as a business? How can I make money toward the culture? I think one of the ways to make questions in. The whole your time of chial So can we take one from the whole? Oh yes, okay. One of one of the ways is full storage. You buy when the price of the food is low. Then you said when it's high, just. As as he was, yes, the question from the whole. Sorry, I can let me shut down this online, so download anyway. I am. Like most people say, the most reason why most young ones like D eighteen. They don't God. Don't normally blaze them with will to just that they don't manage you as well. So the question there is that is there a possibility for an under eighteen to manage your properly? Yes, there is, it's just depending on the ID what you need. Let me add to that. I think one of the persons that I want to just as a reference is JP Morgan. You want to talk about bank now you will know what the recites, JP Mega. He starts as under eighteen. It's just about the knowledge, information, you get, the determination and then what you want to become. And you do not allow this distraction to focus to settings. That's all. She wants to add to the answer. If you're on that it and truly you're telling me to how you can manage world. Yeah, so I will advise that you you submit on that mental get a mentor that that is doing the same thing you're doing and has gone ahead of you. So so med on that that humility alone keep you standing up. I don't know, maybe AD you showed you that if you if the person has that much worlds we have business for a daughters that can give your counsels on how to be able to grow it, that work even more and even manage it. Right. They're ever at yourselvice. You just need to pay them. They will grow, they will help you, they will tell you what. To do with their particplowers. You even grow it the more, and they give you the knowledge and how to manage it until you come up each. You know to under friendly to order. But that's all. Okay, guys, upon your feet as you pray, and as Lord Father, I haveppots to manage world's well. You know, the last question was really profound many of us. He agreed that while we're young, we had some. Money that came into us, but we didn't manage it well. So as the Lord says, this little one that is coming, let me manage. I also ask God for wisdom to begin something I told you. If you're not doing business, start thinking of investment. Don't blow every money you get to your heart. Ask the Lord for wisdom what imperfect saying. One of his greatest mistake was that he started investing late. At the age of eight. He meant, is late. So can you pray you now you're. Already seventeen, if you don't have any investment you don't have any savings, so you should weep more. Ask God, as you old God, I received wisdom and grace to start saving ten neerra two nearra five nerror. Let me not blow everything. I received grace to make right financial decisions. Money will always be needed in the future. It will always be needed. I'm telling you, ask God, a seel God, help me. Let me not be a waste. Let me not just be spending money. Let me be someone that can invest, someone that can have courage to do business, to do something that can be profiting. As the lot to help you, as the lot to help you has a lot to help you. Lastly, as the love for that connect maybe people that together we can succeed sometimes business and all this in it and association. I'm telling you silas, no spirit, no splitid, no a blaze ablaze. All of them know themselves. Most wealthy people know themselves. There is a certain level of connection there is if you don't belong in an association of worthy people. Information we pass you. You see, I know my ketphone, Elijah know my ket phone. I have made money, has made money. So if but adventure that with somebody around that is making connect there must be a connection. That's what they're saying metalship. But you know, let me talk. This is that you understand. You cannot make words in isolation. Your decision will be very long. You need to somebody must show you the way. Somebody will saying, hey, this is what work that you carelessly believe it and end. That's small. There has secret to this. I say personally, I'm studying how I can use debt to make money. If I get that and will be the greatest, and we borrow more money from data and that you are if I want that, study secret. But if I don't, I'm going to collapse. So but everybody, you see there is a secret. If it stayd down with you one night and well come and think you get one billion before the end of the year. That is a mindset they have. Trust God for the right association. People that will tell you can start a business with ten thousand, don't waste the money. Someone that will tell you that twenty thousand you can do something with it. Not someone that then let's go un blow it. Let's go to a party that's just blow Let's know. Now, now, trust God for. The right association. And Jesus then REPLI Father will be grateful. Thank you for what you have done, as Oh God, that you're convenant of were's west upon us. As old God, that may you open the doors of a bond that's on to us, strengthen and empower us. Costs your face to shine upon us. I give us peace and Jesus to be point. Amen and amen, thank you so so Mapilica. I appreciate all our panelists as they take their seat, help us bring it back my book pit. And we are just. So sorry we could not answer every question. Like I said, we already agreed on a specific time and the time has to be maintained as much as as much as possible. Okay, Joseph. Brief announcement. Okay, yes, John, some brief announcement then, just to let you know that by next week we will still be here for we never go service for there for the month I know we stay our situaty challenge in the land. We are doing our best as of this year to just go like that, and God is going to help us next year. We trust God that you know when everybody's back study and everyone is back, we have more stable time scheduled to shape the time of meeting and evity, and I will still be situated conscious as much as possible. God has been to help you this week, this new week will be just whether be in just for a meeting, it just whether it be there. From Wednesday, Thursday, Friday, Saturday, we're back here. We have post okay, and also the night of Prevailing Prayers, which are opposed to be our last service of the year as all. No, I've already said it before that we're going to begin a holy convocation in this city. The idea is that every last service of the year will be a conference. So because of a lot of things I can, we cannot make it like two days three days. So this will be the first of its own kind, but that will not be like the last every year. By the first week of December, it shall be the last conference of the year. And I'm trusting that maybe the anniversary, which is July, can also be a conference. Right, maybe we can have two days three days. Depends that God is going to help us then. Most importantly, also nicely, it's always advisable the publicity two weeks one week to the event, so that you don't just tell people of something and after a while you pace things, they not take it. But everybody now forget that the meeting is supposed to be held. So by tomorrow we are going to begin a light publish. We're gonna just face just this. We leave the banners for the main time. It's out one week to it. When I don't take out the banners, I tend the not to lift our own bigger banners. But that's why it did. Does not make sense the label of they walk with you too much. So we're gonna use the number street banners. We're gonna a lot, maybe like forty or fifty depends as much as possible. It's going to be a huge conference already. That's why we bought everything needed, just so that we don't have to source or rent anything, so that everything can be well as much as possible. So by tomorrow, what time three o'clock, we believe that you have eaten your rice, you have drink your codo three o'clock, we just go paste these strategical in some a few places, you know. Maybe upper week we may do all again and again. So for as many that are afraid, of course you come, let's get to that and all adventure. You may not be able to make it tomorrow. We want to pick part of it. If you are not going to past it, don't pick it. That's my problem. All these things cost money. You're not going to paste it or give some more, don't picke it. So in case we believe you have been transformed by the word that you've heard, so download more messages of Apostle Phillips. First visit our official website at www dot Chikainaministry dot org. You can also follow us and all social media handles by simply searching for Apostle Philipsiphis or Chicaina Network International on Facebook, YouTube, Instagram, Telegram and TikTok. You can like and share this message to bless others. Come and experience Chikina with us every Saturday by five pm at the Chicaina Auditorium Lave your city, Natural State, Nigeria. If you believe you were blessed and want to reach out to Apostle Philip Siphas for any reason, please send an email to Philipsiphis at gmail dot com or call and WhatsApp through plus two three four nine oh seven five six three six God bless you and we love you. If you have been blessed by this message, and you want to surrender your life to Jesus, simply say this prayer after me, Lord Jesus, come into my heart. I repent of my sins and surrender my life. Wash me clean by your blood. If you said this prayer, you can call and WhatsApp for counseling and prayers through plus two three four nine oh seven five six O three six. God bless you